Your pension may be your main investment, but how much do you know about where your money is invested? Pension schemes don’t have to take environmental concerns into account, but they do have to tell you whether they are a factor in investment decisions if you ask. Check the scheme’s Statement of Investment Principles. Lobby the trustees if you’re not happy.

If you have a personal pension then you should have the opportunity to choose which funds your money is invested in. You should also be able to split your funds, to get the balance of risk your investment strategy demands.